Allow us to be your growth partner

We help you managing asset, provide financial advice. Leave money issue with us and focus on your core business.

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We can help take your business to a new height.

We look for new business opportunities and can help you grow your with your existing and new customers.

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Better Financial Advisory & Planning

We focus on the best practices for financial planning and investment, to help you make smarter decisions.

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Our Services

What We Offer You

Tailored Credit Solutions

We don't offer a one-size-fits-all approach. We work closely with you to understand your specific needs and goals.

Banking & Financing

We value your time. Our application process is fast and efficient, minimizing disruption to your day-to-day activities.

Investment Consulting

Helping you navigate the complexities of investment options, ensuring you make informed decisions for your finance.

Networking Opportunities

We facilitate connections with other successful small businesses in your industry and fostering collaborations.

Welcome To ACAL

Helping Small & Medium Businesses

At Alternative Credits and Asset Limited, we understand the unique challenges faced by small businesses. You're the backbone of our economy, driving innovation and creating jobs. But securing funding and managing assets can be a constant hurdle. That's where we come in.

 

Invest with us today, and watch our talented and experienced experts expand your finances with our competative interest rate.
We connect you with our flexible loan products and resources to make informed decisions about your business's future.

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Have Expectations?

We meet all our clients expectations and beyond

Streamlined Process

We value your time. Our application process is fast and efficient, minimizing disruption to your day-to-day activities.

Good investments

Invest with us, and watch our talented and experienced experts expand your finances with our competative interest rate.

Financial Planning

We connect you with financial planning tools and resources to make informed decisions about your business's future.

Our Values

See Our Core Value More Than Our Works

We uphold the highest ethical standards in all our business dealings. We are committed to sound financial management and risk mitigation. We are dedicated to understanding and meeting the unique needs of our clients.

Integrity
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Tenacity
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Experience
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Investment Planning

Think Ahead & Boost Your Financial Growth

At Alternative Credit and Assets Limited, we provide a tailored investment strategy based on individual circumstances with high potential for long-term financial growth and wealth accumulation, Knowing that your financial future is being planned for by highly skilled professionals.

Explore Our Financial Advisory Service

Get a Professional Financial Advice

Client Testimonials

We Are Trusted By More Than 9,000 Clients

The customer service at Alternative Credit and Assets Limited is exceptional. We always go above and beyond to ensure our customers are satisfied with our services. A taste of our services has created loyal customers for us over the years and they have never been disappointed.

More than 867 Corporate Loan Completed

Our Team

Meet Our Financial Experts

Dr. Adeyinka Adewusi

Financial Adviser

Nnamdi Ugboko

Managing Director

Sunday Shonibare

Head of Operations

Odusagun Oluwaseun

HR / IT Manager
Our Benefits

Why People Choose Us

Fast Approval

We provide quick and efficient loan approvals to get you the funds you need when you need them.

Competitive Rates

Our competitive interest rates help you save money on your loans.

Personlized Service

We offer tailored solutions to meet your unique financial needs.

Flexible Terms

Our flexible repayment options make it easy to manage your loan.

Expert Guidance

Our experienced team is here to provide expert advice and support.

24/7 Online Support

We are committed to providing exceptional customer service and ensuring your satisfaction.

Support

Request a Free Call Back

Would you like to speak to one of our financial advisers over the phone? Just submit your details and we’ll be in touch shortly.




    Our Loan Process is Really Simple

    Our streamlined process makes it easy to get the loan you need

    Submit Your Application

    Online: Visit our website and complete the online application form.
    In-Person: Visit one of our branches and speak with a loan officer.

    Document Verification

    Provide the necessary documentation to verify your identity, income, and creditworthiness. This may include:

  • Proof of identity (e.g.,NIN, passport, driver's license)
  • Proof of address (e.g., utility bills)
  • Credit report

  • Approval and Disbursement

  • Our experienced team will review your application and make a decision quickly.
  • Upon approval, the loan funds will be disbursed to your account within a specified timeframe.
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    FAQs

    Get Every Answers From Here

    We offer a variety of loan products, including:

  • Personal loans: For personal expenses like home improvements, vacations, or debt consolidation.
  • Business loans: To support your business growth and operations.
  • Secured loans: Loans that are backed by collateral, often resulting in lower interest rates.
  • Unsecured loans: Loans that do not require collateral.
  • Our interest rates vary depending on factors such as your credit score, loan amount, and loan term. Please contact us for a personalized quote.

    To apply for a loan, you will typically need to provide the following:

  • Proof of identity
  • Proof of income (in some cases)
  • Proof of address
  • Credit report
  • Specific requirements may vary depending on the type of loan you are applying for.

    Our loan approval process is typically quick and efficient. However, the exact time frame may vary depending on the complexity of your application and the documentation required.

    Our Approach

    Our Solution is Crafted Following Best Practices